Talking Money Event Waiver – Online Event

[Last updated 22 July 2020]

Talking Money is about changing people’s lives by providing the tools, support and framework to empower participants to have clarity, awareness and efficiency around their money. Talking Money events are designed to engage participants to look at their relationship with money and start real conversations about managing that relationship.

As a participant at our on-line event, it is important to us that you understand what we are both responsible for, so we have set out the terms under which we provide the event. These terms are provided to you prior to the event and if do not agree with them, please do not participate. If you do participate in the event, by doing so you are telling us that you agree to these terms.

Terms

Who we are:

Melissa Jane Meagher trading as Talking Money ABN 55 940 445 507, melissa@melissameagher.com.au.

Your obligations

You agree you participate in the event at your own risk and accept responsibility for any use you make of information made available at the event.
You agree to be courteous to all participants and speakers and that any information you supply is done so at your own risk. If you disclose personal or confidential information to other event participants, we cannot keep that information private.

Our obligations

We will endeavour to present the event in accordance with the advertised, intended content to be delivered. If there are circumstances beyond our control that prevent us from doing so, we will present content of a similar or better nature.
Where we collect personal information from you at the event, we will collect, use and store your information in accordance with our privacy policy [insert link].
We reserve the right to cancel the event at any time if required. We will not be liable for any costs or expenses incurred by you if the Event is cancelled for any reason.

Event Material

Unless otherwise noted, we own, or have the right to use, all material used or presented at the event. You may use our event material for your personal use as intended as part of your participation in the event. You may not use our event material for any other reason including to copy, display, distribute, modify, translate, reformat, incorporate into advertisements and other works, promote, create derivative works, or in any way exploit or allow others to exploit any of our event material in whole or in part.

Intellectual Property

You understand and agree that we may create an audio, video, photographic or other recording of the event and this may include your image (‘recording’). Copyright in the event recording will belong to us from creation.
You acknowledge that we may use the recording in any manner and on any media, including editing and/or using parts of the recording to create derivative works. You irrevocably waive all editorial rights or compensation rights associated with the recording.

Disclaimer

You acknowledge that we are not licensed financial planners or advisors or qualified accountants and cannot provide financial advice.
The content we intend to deliver at the event is made available in good faith and for general informational and educational purposes only. Where we talk about improving your financial circumstances, this is general information only and may not be able to be replicated for your specific circumstances. Case studies or examples provided may not be typical. You are solely responsible for any use you make of the material provided.
Where we do consider your circumstances, we are not providing financial advice. We are more interested in the ‘whys’ behind your current circumstances, clearing emotional blocks around money and providing strategy for you moving forwards. We rely on information you disclose to us and are not responsible for errors or omissions made by you nor are we required to consider information, laws, facts or circumstances outside of what you have disclosed. We take no responsibility for third party contracts you have entered into including any penalties you incur if you terminate a third party contract based on information we have provided to you.

Limitation of liability, indemnity and release

To the fullest extent possible under relevant legislation, your participation at the event is at your own risk. We take no responsibility for any expense, loss, damage or personal injury suffered by you or any third party arising from your participation. We also accept no responsibility or liability to you or any third party for any use made of the recording, either by us or third parties.
You agree the total aggregate liability to us for any claim(s) arising out of this agreement or your participation in the event is limited to the amount you paid for your ticket to attend the event, even if that amount was zero.

You release us from any and all liability for any loss, damage, injury or expense suffered by you in connection with your attendance at the event or as a result of your use of information obtained at the event, subject to the extent that loss or damage is caused by or contributed to by our negligence.
You agree to indemnify and hold us harmless against any liability for loss or damages suffered by you or any third party as a result of your deliberate, careless or negligent act or omission while participating in the event or while using or applying any information provided at the event.
Without limiting the application of the Australian Consumer Law, you expressly agree that this release, limitation of liability and indemnity is intended to be as broad and inclusive as is permitted by law.

General

Unless otherwise agreed in writing, this agreement represents the entire agreement between us.
Our relationship is of independent contractors.
If any part of these terms and conditions are determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, any warranty, disclaimers and liability limitations, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the terms and conditions will continue in effect.

Any delay or failure in enforcing any obligation under this agreement will not amount to a waiver of that obligation.

These terms and conditions are governed by and construed in accordance with the laws of Queensland and you agree to the non-exclusive jurisdiction of the courts of Queensland in the event of any dispute.
End.